Risk reduction for:
Loss or reduced income

1. Finding Government benefits; Coronavirus (COVID-19) resources
2. Protect yourself financially – Consumer Financial Protection Bureau
3. Apply for hardship loan
4. Community Action Agencies
5. Ask for interest abatement on loans
6. Contact credit companies, school loans, etc.
7. Think of ways to help your employer to survive
8. Rainy Day Fund
9. Garage Sale, Ebay, Craigslist
10. Take Part-Time Jobs
11. Gold, Diamonds and Precious Stones
12. Use Zero based budgeting
13. Legitimate Work-From-Home Opportunities
14. United Way 211 free and confidential service
15. Supplemental Nutrition Assistance Program SNAP

We welcome your comments below about these alternatives as well as suggestions for others to add to this list.

References:
COVID-19 Social Insurance Payments to U.S. Households
About Half of Lower-Income Americans Report Household Job or Wage Loss Due to COVID-19
Covid-19 Stimulus Payments and Tax Relief for the Self-Employed
Where can I find emergency financial resources to help with COVID-19 hardships?
Financial Assistance for Low-Income Residents Impacted by COVID-19
COVID-19 Resources for Human Services Leaders